You Are NOT Your Credit Score

You are NOT your credit score!This site talks a lot about how important credit scores are in this economy and how to boost credit scores to get the lifestyle you deserve.

That being said, the one thing I want to emphasize is…

You ARE NOT your credit score!

Sometimes it can feel like your credit score is an extension of yourself…

But that is not the case.

Who you are as a person has NOTHING to do with your credit.

In America, we are judged by our credit more than ever before. (Getting a job, car insurance, renting an apartment, getting utilities, buying a car, etc)

Due to this heightened amount of credit checks in America, it can constantly remind people of their credit issues.

Regardless of how many places access your credit and judge by it, does not mean that you are a bad person!

I have worked with a lot of great people who have gone through bankruptcy, foreclosure and every financial issue possible.  Many say they feel like a second-class citizen or a “lessor person” because of those issues.

If you are one of those people that feel this way, please reconsider your mindset.

I am not going to explain how bad this economy is because we all know how it is impacting us.  In this economy, there are millions of people going through tough financial times, so if you are one of them, understand; you are not alone.

Regardless of how damaged your credit may be, just remember…

You are NOT your credit score!
Your credit score does not say anything about you as a human being.

I recently became friends with Becky Blanton, who is a wonderful person.  As Becky mentions in her TED talk:
“People are not where they live, where they sleep or what their life situation is at any given time.”

This principal is also true for your credit scores and your financial “status”.

You can watch Becky’s video below and also learn more about her HERE.

This quote by Joseph Campbell hits home on this subject:
“It is by going down into the abyss that we recover the treasures of life. Where you stumble, there lies your treasure.”

If you are feeling down about your credit, there are many things you can do.  Here are a few ideas:

  • If you are feeling down about your credit, you can spend 15 minutes a day working on repairing your credit.
  • Working on your credit even a little at a time can help you look at what you have accomplished, NOT what is left to be done.
  • Keep a gratitude journal and write down all the good things you are grateful for.
  • You can even repeat to your self “I am NOT my credit score!   I am NOT my credit score!”
  • Consider going for a walk outside.  This may seem simple, but walking releases endorphins (which is great for your mind and body) and being outside can be very calming (depending on where you live).
There is no such thing as bad credit, only credit that’s waiting to be repaired.

 

Make it a great day!

Sincerely,
Jeremy Maher

P.S. If you have any questions or comments on how damaged credit makes you feel or how you deal with it, feel free to contact me HERE.

 

About the Author

Jeremy Maher dealt with harassing collector calls, debts piling up and damaged credit for years. He improved his situation and started helping others.   That leads us to today, where Jeremy has DIY solutions for stopping collection harassment, eliminating debt and improving your credit scores. His clients can improve their situation within the comfort of their own home.

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