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Collection Agency Laws Can Be Your Best Friend

You might not know them, but collection laws can make your life easier and make paying off your debts so much simpler than you ever imagined.  The key is to know your rights as a consumer. Okay, I know, you might be thinking that you don’t have any rights because you did run up the debt, right? […]

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Colossal Credit Glossary

This is the spot you come to when you need to learn one of those crazy credit jargon. This will include a credit card and credit repair glossary. Peruse through the glossary below to get the definitions to most credit words: Credit Glossary Account Condition – This indicates the current state of the account, but not the […]

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FCRA – Government DOES look out for us!

Just as the name suggests the FCRA aims to protect you from unfair, misleading or inaccurate information being included in your credit reports. FCRA (Fair Credit Reporting Act) The FCRA is important to us Americans and that is why this law is crucial for you to understand and learn. The FCRA regulates how the “credit […]

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The Worst Thing You Can Do When a Debt Collector Calls

If a collector calls and asks for money, many people think paying off old debt is good right? This one mistake can: Cost you thousands of dollars, get you SUED! and double or triple the amount of collector calls you get. If you’re thinking about making a payment to your old debts as a way to […]

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