You might not know them, but collection laws can make your life easier and make paying off your debts so much simpler than you ever imagined. The key is to know your rights as a consumer. Okay, I know, you might be thinking that you don’t have any rights because you did run up the debt, right? […]
Continue readingThere is something happening in this country and if you’re like me, it’s going to scare you: Young people are having a harder time obtaining the credit they need to get student loans, buy cars, homes and get credit cards and they (or you!) don’t know how to build credit. Young people are the future […]
Continue readingAre you thinking of enlisting the help of a credit repair specialist to help you get the good credit you need and deserve? You sure aren’t alone, but if you don’t know what to look for, you could wind up right in the middle of a credit disaster that eats a hole in your pocket. […]
Continue readingThis is the spot you come to when you need to learn one of those crazy credit jargon. This will include a credit card and credit repair glossary. Peruse through the glossary below to get the definitions to most credit words: Credit Glossary Account Condition – This indicates the current state of the account, but not the […]
Continue readingJust as the name suggests the FCRA aims to protect you from unfair, misleading or inaccurate information being included in your credit reports. FCRA (Fair Credit Reporting Act) The FCRA is important to us Americans and that is why this law is crucial for you to understand and learn. The FCRA regulates how the “credit […]
Continue readingIf a collector calls and asks for money, many people think paying off old debt is good right? This one mistake can: Cost you thousands of dollars, get you SUED! and double or triple the amount of collector calls you get. If you’re thinking about making a payment to your old debts as a way to […]
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