My Free Credit Repair Tips Blog
I created this blog to dish out the simple and advanced credit repair tips to all hard working Americans out there.
These Credit Repair Tips on this website can be used to get the credit everyone deserves and show people the legal rights they have that few are told anything about.
There have been a lot of new laws the government has set up recently or planning to setup soon.
The reason the government has been setting these new laws is because we are getting screwed by the big banks. Excuse my vernacular, but “screwed” seemed to be the best word appropriate for what is happening to us Americans.
I’m sure that you’ll agree: the average American is working hard and struggling to keep their heads above water and is still being preyed upon by big banks, credit card companies and lenders.
The reason is these big banks charge us all of this interest and make it virtually impossible for us to payoff. They then charge us all of these penalties and late fees.
If you haven’t already, make sure you know the Credit Laws That Protect Consumers and how you can take advantage of them.
Did you know that credit cards and payday loans are 2 of the only types of loans where they can charge you compound interest?
Compound interest is interest charged on top of interest! How are we supposed to dig ourselves out of that hole!
Enough people have been complaining over the last 5-10 years that the government finally made some changes. Some changes are great and some don’t really help us much. This is one of the reasons I created my credit repair tips blog.
One new rule will require the bank or credit card company to apply payments to the highest interest balance on the card, instead of the current reverse practice. The practice they love to currently use is to apply your payment towards the lowest interest rate balance and that way it is very difficult for you to pay your balance off.
Of course, the big banks and credit card companies are furious about this new legislation because they have made us pay so much money. A report mentioned how Chase Bank (one of the largest banks in the United States) said that that this new law will cost them about 10.5 BILLION dollar.
Just to make sure you read that correctly, that means the banks made about $10,500,000,000 on us Americans just by the way they charged us interest and applied our payments to them! I don’t know about you, but just typing that and thinking about it gets me fired up. In fact, I am going to put this in bold and italics so it grabs your attention.
We have an issue with hunger, poverty and poor education in this country. If that one change shows how much money they make, how can we have all of these issues in our country? How can we have such an issue with poverty and education funds when there is that much money being earned by these greedy banks?
Do you feel powerless in this situation? I don’t blame you if you do. I found out a while ago the best thing any of us can do is educate ourselves and put ourselves in the best financial situation possible. (Learn the Credit Jargon with my Colossal Credit Glossary) One of the main resources on this credit repair tips blog.
This means doing what it takes to repair your credit now and keep it great for the years to come. This means not just gaining debt to have the things you need, but learning to manage your debts and take care of your credit to help you have the life you deserve.
You will see there will be a million credit repair tips throughout my blog posts.
The first step in your financial freedom is getting the credit scores you deserve because that is what opens the door for all of us. I have created this blog to give you all the credit repair tips in an interesting and goofy format. (Because this stuff is usually boring, but not on this site)
Many forget:
Having access to cash and lower expenses gives us the quality of life we all deserve. Plus, you’ll find that when you are able to pay substantially less for the things you need, you’ll be able to put some money away and that means building a nest egg for you and your family’s future.
Figuring out this first step and living it through and through is the reason I teamed up to create this free blog. This blog, and everything else I do is to help you to get through this hardship and see that you can not only survive, but come out of this better than ever before. I have made it my life’s work to educate every person I can and take over where our government and education system have failed.
I truly hope these credit repair tips reach as many HWA (See my Credit Acronyms) as possible. I also hope it helps you and your family get to the lifestyle and happiness you all deserve. Feel free to share these credit repair tips and this website with your friends and family.
“Life is NOT short, it is the longest thing we do and I believe we should make the most of it for ourselves and the future of our children.”
-Jeremy Maher